Digital Access

Affordable Smartphones for Everyone

Digital Inclusion begins with personal access.

Through BNPL (buy-now-pay later) plans, Dots for removes the upfront cost barrier that prevents many rural residents from owning a smartphone.

Each smartphone becomes a gateway to:

• Digital services
• Education
• Financial opportunities
• Digital employment
• Entrepreneurship

A smartphone is not simply a device, it is a tool for participation in the digital economy.

Financial Inclusion Enablement: Digital participation creates valuable alternative data that enables responsible credit assessment. Through our digital ecosystem and alternative data-based credit scoring, customers can build financial histories and access financing opportunities for the first time. Our Buy Now, Pay Later model enables customers to acquire productive assets while building their pathway toward financial inclusion.